Fifth District Mortgage is located in New Orleans, LA and they can help you buy or build the home of your dreams or remodel your existing home. Their loan officers are local so they know you and your neighborhood and they not only hold, but service all loans in-house. They offer many exciting benefits such as Interest rate lock-in at application, Low closing costs, no junk fees, No prepayment penalty, Re-amortization of balance anytime with principal reduction, and 95% financing available (PMI required). Single closing construction/ permanent loans are available along with rates that have no origination fees and discount points.