Vanguard Financial is a Los Angeles, California Hard Money Lender. They loan on residential, apartment, commercial, California real estate, mixed-use and investment opportunities. They will work with any credit score, require first and second positions, 65% LTV, loans from $100K to $20 million, fixed rate loans, partially and fully amortized loans, interest only loans, one- to three-year terms and seven- to 14-day closings. They also offer construction, construction completion and rehabilitation loans.