U.S. Financial Companies is a Columbus, Ohio Hard Merchant Cash Advance company. They provide cash advances for auto shops, cafes, cafeterias, coffee shops, convenience stores, delis, fitness centers, hair salons, health clubs, hotels, medical companies, pizza shops, restaurants, retail stores, taverns and more. Their application process is simple, with no application fees, most types of credit qualify for the program, the program is renewable and the funds can easily be used for payroll, renovations, purchasing inventory, opening a new location, marketing, expansion and bill paying.