U.S.A. Lending, Inc. is a Miami, Florida Commercial Construction Loan expert. They offer Fixed Rate Mortgages, Adjustable Rate Mortgages, Standard ARMS, Introductory Rate ARMs, Reverse Mortgages, London Inter Bank Offered Rates, Balloon Mortgages and Interest Rate Buydowns. They also provide a detailed cost of funds index, guaranteed payment mortgages, commercial mortgages, private lending and information for first time homeowners.