RANLife, Inc. is a Salt Lake City, Utah Direct Lender. They offer Home Buyer’s Loans, Home Refinances, VA Loan Program, FHA Loan Program, Rural Housing Loans, HEMA Freedom Date Loans and competitive mortgage rates. Their online application is simple and easy to complete and they offer a free financial analysis. The detailed analysis includes budget information, comfortable house payments, mortgage program qualifications, credit score information, debt reduction techniques and possible refinance savings.