Paces Funding is an Atlanta, Georgia Hard Money Lender that offers Direct Lender Services. Their loan criteria includes six-month terms, no prepayment penalties, investment-only loans, 65% ARV, 14% to 16% per annum, 5% to 8% fees, 25K to $3 million loans and required first lien holder status.

Their application process is simple: download and complete the online application, Paces Funding reviews the application, once a Good Faith Estimate is approved by the borrower, loan processing and underwriting are ordered and finally the property closes and the loan is funded. Their website contains a plethora of information about commonly asked questions concerning hard moneylenders, including a detailed blog highlighting the local Atlanta market.