My Cash Time is a Dallas, Texas Merchant Cash Advance company that specializes in advances and payday loans. Their cash advance program offers hassle free access to valuable funds, despite poor credit or no credit. It’s as simple as completing an application, telling My Cash Time about banking institutions and about the business itself. They specialize in offering smaller loans, ranging from $200 up to $1,500 and payday loans are typically due the next payday, generally no more than 14 days from the loan originating date. They do not have any prepayment penalties, allowing consumers to pay off loans early without incurring any additional fees.